Wednesday, June 9, 2010

Nursing Homes and Assisted Living in the Lake Chapala area of Mexico

Assisted Living in Lake Chapala
By Kristina Morgan and Joelle Lau-Hansen

Many Baby Boomers are going to experience a role reversal in caring for their aging parents and will need help to provide care for them.

Many people are moving south of the border for more than sunshine and a slower pace of living—they are coming to seek out assisted living or long-term care options that are at least half the cost of care north of the border.

The median cost for long-term care in the United States is $3,622.00 per month. That’s $43,472 USD per year and many states are significantly higher, according to the Genworth Financial 2009 Cost of Care Survey...
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Tuesday, June 8, 2010

Climate, Health Care and Real Estate draw retirees to Lake Chapala, Mexico

By Kristina Morgan

Between the faltering economy in the U.S. and a rising cost of living, many people find themselves looking at moving to other counties to retire, and Mexico tops the list.

But where in Mexico? You want a low cost of living, affordable real estate, a perfect climate, amentities in English, stunning beauty, a slower pace lifestyle and warm people waiting to welcome you as a part of a community. Of the English-speaking enclaves in Mexico, Lake Chapala and Ajijic top that list. 

As many of the expats who have gone to Mexico and made their new home at Lake Chapala will tell you (about 20,000 have made this area their home) the reasons to look at Lake Chapala go beyond the lower cost of living, which is 30% to as much as 50% less than where you are living if you are currently in the United States or Canada.

Affordable real estate at Lake Chapala is one of the reasons. In fact, real estate there is much less to buy than in San Miguel, Puerto Vallarta or even Guadalajara. You can live in paradise but get far more for your money if you buy a home at Lake Chapala. You can view listings on the Lake Chapala MLS here: http://www.focusonmexico.com/Mexico-Topics/Real-Estate/Real-Estate-Listings-in-Lake-Chapala-Mexico.html

Climate

The Lake Chapala area also boasts the best climate of any of the other popular expat enclaves in Mexico. There’s also an infrastructure that is already in place making most expats feel very comfortable with their move to a foreign country and dealing with a foreign language--a change that would normally be daunting for most people.

Culture

Still, it is important to add that the Lake Chapala area is by no means “Little America.” The fact that this is an area comprised of small fishing villages and not a city and that it tends to draw people intent on creating a new life for themselves that respects the local people and culture has added to it’s laid-back feel and friendliness. People go there for all the climate, proximity to the U.S. and Canada and low cost of living but they stay because of the warm and friendly people.

Safety


In towns far from the US border such as Ajijic, Mexico's drug wars seem like another world. In fact, according to a recent survey by the International Community Foundation, violence reduced the frequency or duration of trips to Mexico for only 7 percent of American retirees who live or travel frequently to Mexico.

Health Care

The possible extension of Medicare benefits to Americans who retire abroad could further fuel that. But even now, health care to Americans and Canadians is affordable. To learn more about it this video goes into what is specific to the Lake Chapala area, as well as Guadalajara.



Of 5.25 million Americans living abroad, 1 million are estimated to live south of the border. With America's baby boomers retiring, potential for further growth is huge. The International Community Foundation found that Mexico remains their retirees' No. 1 travel and retirement destination abroad.
 
However, one size doesn't fit all and Mexico, even with all it's benefits, isn't for everyone. At Lake Chapala, Focus on Mexico gives informational 8-day tours to the area that give you the information so you can decide if Mexico is right for you and be able to navigate efficiently in Mexico. Focus on Mexico helps you with all your real estate needs and paves the way for you during your transition from beginning to end.  www.focusonmexico.com

Monday, June 7, 2010

Puerto Vallarta vs Lake Chapala

by Kristina Morgan

This is the third in my series comparing popular retirement destinations. So far I have compared Lake Chapala vs. Hawaii and Lake Chapala vs. San Miguel. Now I take on Puerto Vallarta and share why even though I love the beach, we settled on Lake Chapala.

Both of these locations are jewels in the state of Jalisco’s crown and are within five hours drive of each other. I ran into my friend, Pat Carrol, today and he said he spends winters at Puerto Vallarta and summers at Lake Chapala. My family also enjoys occasional jaunts to PV, as it is known here.  The road can get a bit harrowing and traffic can get quite backed up if you get stuck behind a semi chugging along. However, they are working on a highway that is supposed to be finished for the Pan AM games in 2011 that will cut the drive time down to two or three hours, which will be great!

I love the beach. I love coconuts and palm trees and watching the sunset over the ocean but when it came right down to it, I didn’t choose to live there. Making that choice was very personal to me and so keeping in mind that it’s all about what makes the most sense for you, these were our main reasons...

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Sunday, June 6, 2010

Living and Retiring in Ajijic Vs San Miguel de Allende

I have begun a series comparing the Lake Chapala and Ajijic areas to other popular retirement areas. My last article compared Lake Chapala to Hawaii, a comparison I felt compelled to make after so many people said that Lake Chapala reminded them of Hawaii—only better! In this article I will take a look at Ajijic vs. San Miguel de Allende.

To me, when you compare Ajijic and San Miguel, the best choice is a no-brainer. San Miguel is cold and very expensive; I didn’t come to Mexico to live where it’s cold and expensive! I’m partial to Ajijic’s genuine warmth and quirkiness, too. I love the rogue colors everywhere and the mountain and lake vistas. The natural beauty is riotous and abundant here at Lake Chapala.

Ajijic is also located outside of Guadalajara, Mexico’s second largest city and within close proximity to other places you’ll want to check out.
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Lake Chapala VS Hawaii: Retire in Paradise without the high price tag

 By Kristina Morgan

Lake Chapala VS Hawaii PictureHawaii. What could be better than Hawaii with its beautiful scenery, waterfalls, ocean views and native culture? It may be surprising to most people to hear that Lake Chapala is very much like Hawaii but with a couple of compelling differences. I finally interviewed two people who lived in Hawaii and each spontaneously shared how much Lake Chapala reminded them of their time on the islands.

Lake Chapala is still relatively unknown to most people, unless they’ve been researching the best places in the world to retire. Lake Chapala is the largest lake in Mexico, boasting low humidity and near-perfect weather and is a mile high like Denver. But Lake Chapala is far more similar to Hawaii than Denver...


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Saturday, June 5, 2010

Crime and Safety in Lake Chapala, Mexico

We live in Lake Chapala, south of Guadalajara and a few hours drive from Puerto Vallarta. My husband I have lived here for many years and we’re raising three of our children here and one of the primary reasons is because it is so safe. Clearly, there are facts to back up my feeling.
>If you look at the NationMaster's Crime Per Capita, the U.S. is #8 on the list of high crime and Mexico is down at #39.

To help put this in perspective, Christine Delsol writes, “Everything is relative.

Would knowing that Miami has the highest violent crime rate in the United States keep you from going to the Grand Canyon, or even Disney World, in the same state?

A study just published by RE/MAX Investment Properties indicates that major tourist zones in Mexico are up to 26 times safer than some tourist zones in the United States. Clearly, they want to sell real estate and that is their interest in doing the study....but they also sell real estate in the U.S. so I have to wonder if their study had any adverse affects on their sales in the cities they mention below.

Their study reveals that the state of Baja California Sur – home to Los Cabos, La Paz and Loreto – has a homicide rate 26 times lower than Orlando, 18 times lower than Miami, 17 times lower than West Palm Beach, 12 times lower than Tampa and half that of Honolulu.

In addition, the study points out that Mexican tourist zones are even safer when the homicide rates are compared with major cities in the United States and Canada. For example, Baja California Sur has a homicide rate 39 times lower than Washington D.C., 19 times lower than Houston, 17 times lower than Dallas, 7 times lower than the city of New York and 3 times lower than Vancouver.

Lake Chapala is one of the safest places I have ever been and I didn’t live in big cities North of the Border. Greeley, Colorado certainly doesn’t top the crime lists anywhere but it was far more dangerous to live there with murders, rapes and armed robberies reported every week than it has ever been here in the Chapala/Ajijic area of Mexico.

Focus on Mexico recently sent out a survey to find out what other residents had to say about crime and safety in the Lake Chapala/Ajijic area, and these are a few comments that seem to embody the general sentiments of the people who responded:

Clay McAdam:
I would like to share my impressions and feelings from the perspective of a retired Edmonton police officer who has chosen to live permanently in Mexico. We feel perfectly safe walking in the streets of Ajijic at any time of day or night. It never ceases to amaze me when walking down the street and being greeted with an ‘hola’ or ‘buenos dias,’ by people whom we do not know. Not since I was child in a small town in southwestern Saskatchewan have I been greeted in this manner.

The North American news media has taken a situation that is occurring in the border areas and is blowing it totally out of proportion as far as I am concerned. My advice is to come to Lake Chapala and see what it is like to live in a happy and enjoyable environment.

Jerry Pounds:
My personal feeling is that Lake Chapala is as safe a place as one will find anywhere.

I decided the second day that I was in Mexico (with you wonderful folks at FOCUS on MEXICO) that I would spend as much of the rest of my life in the Lake Chapala area as possible. Two years later I think of myself as Mexican/American and am very happy with my decision. As soon as I can finish business obligations in the states, I will live full time in Ajijic and have absolutely no fear of violence in Mexico. In summary, Lake Chapala is much closer to Andy Griffith's Mayberry, as far as safety goes, than any place I have been in the states, in Europe and the rest of Mexico.

Lori Truly:
I would be happy to comment on the "crime" (or lack there of) in the Lake Chapala area. First of all when my husband and I lived here in 1997, we had no children and I asked my husband “if we ever have children, can we raise them here?" He said sure and chuckled, because we never thought the dream would come true. Well, it has, and the children love it! Why did we want to raise our children here? The safety. Is there petty theft? Sure, like anywhere, lock your doors when you leave the house, and don't be careless with your belongings, and you'll be O.K. just like any "nice" neighborhood in the states. I feel so much more secure her, than I do in the States now. When I visit ther,e I am nearly uncomfortable. Always looking over my shoulder, making sure my children are safe, and always holding on to my pocket book. Not here!!!! I just love it here, and have NO desire to go back north at all.

Sheila Turner:
I have always lived in large cities in the U.S., and I am no stranger to crime. Here, I live alone and there has been no time that I have felt insecure or fearful. All I can say is "It's a great life."

In summary, I have no idea if the American media is just lazy or if they have an agenda, but I cannot sit idly by and allow all of Mexico to be painted with such a broad brush. Lake Chapala is, indeed, safe.

Friday, June 4, 2010

Flying Over Lake Chapala


Peter Brinkeby and Lily Barker For my daughter's 16th birthday, her dad and I decided to get her a gift that would be a memorable experience so we chose paragliding over Lake Chapala. We are either the coolest parents in the world or the most stupid parents in the world. But in any case, it seemed safe and like a memory she would take with her in life, as opposed to a material gift. She wrote a blog about her experience and I want to share...and her photos are amazing! You'll have to click "read more" to see her photos.

By Lily Barker 
 
“It’s about the moment when nothing else matters, when you’re catching an experience that will turn into a long-lasting memory.”
Have you ever dreamt that you were flying? That you were soaring over the expanse of the lake, with mountains underneath you and a blue sky above? Well, not only have I dreamt that but I did it. One word: Paragliding...

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